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Learn How A Reverse Mortgage Works.
A reverse mortgage helps homeowners convert some of their home equity into cash and allows them to continue to live at home for as long as they want. Older Americans often hold onto their home as a nest egg in case they need extra money. But when that “rainy day” arrives, how can they tap into the equity in their home?
If you’ve owned your house for many years, it could be worth a lot more than you paid to buy it. A reverse mortgage is a loan that allows you to trade that home equity for cash. Similar to a home equity loan or line of credit with one big difference – as long as the borrower continues to live in the house, repayment is not required. See if you qualify for a reverse mortgage.